Whether you are a new merchant looking for a merchant account or interested in switching merchant account providers, STS will provide you with a side-by-side rate comparison.  Rates and fees vary from processor to processor. While many processors have similar rates, it is sometimes difficult to tell what the best option for your business is due to the slight variances and different terminology used for the same type of fee.    
    
For example, if your business has a high average ticket your best option would be paying a higher per transaction fee and a lower discount rate.  The discount rate is deducted from the gross amount of the sale but per transaction fees are a set amount charged per transaction.  If your business has a low average ticket then your best option would be paying a higher discount rate and a lower per transaction fee.

Average ticket of $100

Discount Rate	Discount Fee	Per Transaction	Total Fees
1.85% (x $100)	$1.85	$0.15	$2.00
1.75% (x $100)	$1.75	$0.20	$1.95
1.65% (x $100)	$1.65	$0.25	$1.90

Average ticket of $15

Discount Rate	Discount Fee	Per Transaction	Total Fees
1.85% (x $15)	$0.28	$0.15	$0.43
1.75% (x $15)	$0.26	$0.20	$0.46
1.65% (x $15)	$0.24	$0.25	$0.49

STS will provide you with a side-by-side comparison of our rates to any competitors as well as show you how to figure what your approximate total fees will be based on your actual or estimated monthly volume and average ticket for each processor.  Take advantage of this FREE educational opportunity and let us show you what the rates really mean!  Fill out the confidential form to the right and one of our NO PRESSURE rates analysts will contact you in a timely manner.